Frances Avrett

Country: USA

Monthly Income: $80,000

Annual Income: $960,000

How important is it to build a business that can stand the test of time?

Meet Frances Avrett, who stepped into the MLM world with the motto, "Build it big, build it fast, and build it to last". Starting from a small town in the middle of nowhere with five kids and a sick, disabled husband, she built a business across Canada by defying all the odds. Her success takes voice in Primerica’s income disclosure statement, where Frances stands out as the top MLM earner by hitting a level of success that's quite rare.

It's been 41 years now, and Frances is still determined to help families achieve financial security and mentor countless people into successful business leaders. And today, Frances runs her YouTube channel, “The Builder’s Club,” where she discusses Primerica and how to become a top MLM distributor.

Dave & Terry Francis

Country: N/A

Monthly Income: $50,000

Annual Income: $600,000

History becomes real only if it's been around for a while.

Dave and Terry have written their names in Primerica’s hall of fame as top MLM earners. Their exceptional monthly income of $50,000 and annual earnings totaling $600,000 reflect their remarkable journey toward success. They carved out a legacy of growth and impact that inspires others to reach for the stars.

Jorge and Sandy Benitez

Country: El Salvador

Monthly Income: $25,000

Annual Income: $300,000

Upon arriving on the shores of California from El Salvador, Jorge recollects, “I didn’t have any money, I didn’t speak any English.”

Jorge had a burning desire to succeed that made him quit his first job as a handyman to make deliveries for the film studios. Seeing people living the high life during his deliveries, he wanted something better for himself, but with a nada idea about the process of getting there.

After his marriage to Sandy, they both came across new business opportunities in Primerica. After their start in 1988, Jorge and Sandy earned so much money during their third month with Primerica that Sandy decided to quit her current job to put 100 percent into Primerica. By their third year in Primerica, they were doing very well financially. Their dreams have become their success stories, and now the couple is paying it forward by helping others to build one.

Rene & Mel Turner

Country: USA

Monthly Income: $25,000

Annual Income: $300,000

“I was able to change my future because Primerica showed me, I had the power to,” says Rene who believes that anyone can control their future.

Balancing life with an active daughter, René stepped up to lead their Primerica business when her husband Mel entered the ministry. She wanted to replace her engineering salary without missing her daughter's milestones. When they welcomed their second daughter, their determination to create a successful family environment grew even stronger. Primerica's support allowed them to achieve more than they had than they thought was capable of.

The couple reinvented themselves as bold and top MLM entrepreneurs at Primerica. Their goals grew: what once began as improving their family turned into helping others too. With their oldest daughter now a licensed Primerica representative, they proudly say they've built a family business with an entrepreneurial culture that has shaped their daughters look at the world.

Cheryl Bartlett

Country: USA

Monthly Income: $25,000

Annual Income: $300,000

Primerica leader, Cheryl Bartlett, is a born competitor. “I always loved sports and competition as I was growing up,”

Cheryl found joy in channeling her passion to help others to work in her role as a program manager for developmentally challenged kids. But she faced a tough choice: she wanted to achieve career advancement. So, she turned to Primerica as a Financial Representative. Now, her mission is to educate families on making smarter financial decisions and provide solutions to help them achieve their goals.

All along the way, Cheryl knew she had found her calling. Today, she stands tall among the success stories of network marketing legends, with an annual income of $300,000. For her, Primerica isn't just a business. For her it's a place where she pours in her heart to truly make an impact on the lives she touches.

Chris and Elizabeth Koob

Country: USA

Monthly Income: $25,000

Annual Income: $300,000

Chris and Elizabeth Koob make quite the team—not just in life, but in business too.

Growing up in Ohio, they've woven their lives together with threads of faith, family, and community service. Chris brings his financial expertise to the table. And Elizabeth's background in nursing adds compassion and care. Together they work for one vision: to build a winning team that is ready to take on whatever the future holds.

It’s been over three decades now, and Chris and Elizabeth have been the leading financial professionals at Primerica. They voice a strong passion for helping others. Together, with their three daughters, this dynamic duo has been helping low-income families in the Cincinnati area. In Chris’ words, "Believe in the power of change and the strength within you. Every step you take, no matter how small, is a step towards a brighter future."

Daniel and Karma Alonzo

Country: USA

Monthly Income: $25,000

Annual Income: $300,000

Freedom looks like an opportunity for the Alonzo family.

Out in California, Daniel and Karma Alonzo were two go-getters. They were always eager enough to seize every opportunity that came their way. Daniel comes with a tale. He jumped into financial services at 21 and by the time he hit 28, he was already a millionaire. But that wasn’t his original plan. He had dreams of making it big in baseball, but a setback—a serious injury—changed everything. And Primerica helped him overcome his fears.

Today, Daniel Alonzo wears many hats—he's a coach, entrepreneur, media personality, podcaster, and soon-to-be author of the book "Wealth on the Beach." Karma Alonzo holds the position of National Sales Director at Primerica Financial Services. The couple takes the stage in front of hundreds of thousands of individuals annually. Their journey is dedicated to sharing their wisdom on achieving financial freedom and leading a fulfilling life.

Sebastien and Kathie Beaudry

Country: N/A

Monthly Income: $25,000

Annual Income: $300,000

Find an opportunity where you’re free to dream.

Starting with Sebastien’s story, the person who loved cycling races, but not enough to go as a professional cyclist. So, he took a job at a national bank with a relative. It didn’t take long for him to realize that the job wasn’t for him—it just wasn’t interesting. Then, he discovered Primerica. He fell in love with the company, their products, and the whole system.

At first, it was all about having big cars and a big house. But after 11 years with Primerica, Sebastien and Kathie realized that true success in business is all about building freedom. They love being able to wake up and spend their day however they want. This freedom lets them focus on the important things. They love being able to wake up and spend their day however they want. This freedom lets them focus on the important things.

Frank Dillon

Country: Ecuador

Monthly Income: $25,000

Annual Income: $300,000

“Just look around! Our time has come! Make sure you are a part of it,” as Frank Dillon leads his successful MLM journey.

Ecuadorian-born Francisco had a bright mind with endless drive. So, he studied at Rutgers University and went on to pursue a doctorate at Seton Hall. He became a clinical instructor at his alma mater as well as at the New Jersey Institute of Psychotherapy.

After building a successful practice, Frank wanted a new challenge. He enjoyed helping people but was often burdened by debt from working long hours. Primerica gave him an opportunity to help others manage their debt and empower their families. Determined enough, Frank left his life in science and academia behind to join Primerica. He hasn't looked back ever since.

Abram and Amy Booty

Country: USA

Monthly Income: $25,000

Annual Income: $300,000

It’s family time! Abram and Amy Booty are thankful to Primerica for letting them spend more time with their family.

The NFL didn’t give him opportunities to pay the bills nor look after his family. For Abram there were no Thanksgivings or Christmases because the games happen during that time. No leaves, short breaks, and plenty of practice. For a couple that had just welcomed a child, it took an emotional toll on them.

Abram first joined Primerica to add to his coaching income. It turned out to be the ticket to his dream life. Now, he's pulling in around $300,000 a year with Primerica, more than he ever did in the NFL or coaching. Now Abram and Amy get their quality time even with their kids. Their business is still booming, though, they say.